‘Twas the week before New Year, and all through the Street,
Investors smiled at the year’s balance sheet.
The markets had climbed, just like they did last year;
With double-digit gains, there was lots to cheer.

The Fed lowered rates throughout ‘24,
But markets are hoping that there will be more.
Inflation’s sticky, and growth has been strong,
The Fed watch continues as we roll along.

The AI revolution continued its theme,
Quantum computing now more than a dream,
But questions of ethics and jobs ran amok— 
Could robots one day drain all of our luck?

Geopolitics simmered with ongoing strife,
Yet moments of peace brought a glimmer of life.
Elections worldwide saw shifts in the tide,
As leaders emerged with promises wide.

In sports, the Chiefs, Celtics, and Dodgers won all
And of course you had to watch Tyson v. Paul.
Meanwhile, in finance, is crypto a bubble?
Or will political support keep it from trouble?

As summer unfolded, extreme heat took the stage,
Reminding the world of the climate change rage.
Yet strides were made with green tech and reforms,
Paving the way for more sustainable norms.

Student debt forgiveness made waves in the courts,
While unions and strikes gained plenty of support.
The job market stayed resilient this year,
Despite AI whispers sparking some fear.

Autumn brought Helene and Milton to land,
Reaping both destruction and eager helping hands.
At the same time, election debates caught our ears,
Setting the stage for the upcoming years.

Through challenges faced, resilience shone—
In markets, in people, in families at home.

So as 2024 comes to an end,
We reflect on the lessons, the trends we’ll transcend.
The future’s uncertain, but here’s what we know:
Through patience and planning, investments will grow.

We’re grateful to you, our clients so dear,
For trusting us through another long year.
May your holidays sparkle, your goals stay in sight—
HAPPY NEW YEAR to all, and to all a GOOD NIGHT!